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NC offering $8,000 to first-time homebuyers. Do you qualify?

This is great news for first-time homebuyers in North Carolina! The state is offering $8,000 in downpayment assistance to first-time homebuyers.

According to the North Carolina Housing Finance Agency, first-time buyers are defined by those who have not owned a home as their principal residence in the past three years. Military veterans may be eligible for other products as well.

Among other factors, you may qualify for downpayment assistance if you:

1. Have not been a homeowner for the past 3 years
2. Have a media credit scare above 640
3. Are purchasing a home below $250,000
4. Have a household income below $70,000 for 1-2 people, $81,000 for 3 people

On top of downpayment assistance, as a first-time homebuyer you may also qualify for the NC Home Advantage Tax Credit. The Home Advantage Tax Credit could save you them up to $2,000 a year on your federal tax liability with a Mortgage Credit Certificate.

To learn more about these first-time homebuyer incentives, email We’d love to help get you connected with a lender and start a home search for you to see what homes are available.

Buying your first home can be intimidating, but it’s our goal to make it as easy and fun as possible!

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One Response to “NC offering $8,000 to first-time homebuyers. Do you qualify?”

  • Kyle Bender
    Written on

    Good morning,

    We’d love to be able to get in contact with you about what kind of home you’re looking for and walk you through some of your options. Please email so we can get help you start your search.

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We would give Scarlett Real Estate a better rating if we could! They helped us both buy a home and sell our home and the process couldn’t have been more smooth, quick and easy! Kyle is there for you and is really experienced with the Charlotte and surrounding areas. Plus he is so nice and makes  this stressful home buying/selling process actually fun! His team is the best too! Kelly and Jodi are super reliable and dependable. Especially selling our home out of state, they made the whole process …
Pineville, NC