NC offering $8,000 to first-time homebuyers. Do you qualify?

    This is great news for first-time homebuyers in North Carolina! The state is offering $8,000 in downpayment assistance to first-time homebuyers.

    According to the North Carolina Housing Finance Agency, first-time buyers are defined by those who have not owned a home as their principal residence in the past three years. Military veterans may be eligible for other products as well.

    Among other factors, you may qualify for downpayment assistance if you:

    1. Have not been a homeowner for the past 3 years
    2. Have a media credit scare above 640
    3. Are purchasing a home below $250,000
    4. Have a household income below $70,000 for 1-2 people, $81,000 for 3 people

    On top of downpayment assistance, as a first-time homebuyer you may also qualify for the NC Home Advantage Tax Credit. The Home Advantage Tax Credit could save you them up to $2,000 a year on your federal tax liability with a Mortgage Credit Certificate.

    To learn more about these first-time homebuyer incentives, email We’d love to help get you connected with a lender and start a home search for you to see what homes are available.

    Buying your first home can be intimidating, but it’s our goal to make it as easy and fun as possible!

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    2 Responses to “NC offering $8,000 to first-time homebuyers. Do you qualify?”

    • renell dreux

      Written on

      I am looking to be a home owner for me and my family

      • Kyle Bender

        Written on

        Good morning,

        We’d love to be able to get in contact with you about what kind of home you’re looking for and walk you through some of your options. Please email so we can get help you start your search.


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    It was a pleasure working with Kyle Bender and his team at Scarlett Real Estate! Kyle went above and beyond to help us in selling our townhouse! From listing to closing of our home, Kyle was very responsive, kind and a constant professional! Thank you Kyle Bender and Scarlett Real Estate! A++
    Pineville, NC